This Dwelling Fire Recovery Services Agreement (the “Agreement”) is made and entered into between Ubuntu Botho Life (Pty) Ltd (UBL), a company duly registered and operating under the laws of South Africa, referred to as “UBL,” and the members, referred to as “Champions,” who are registered participants on the UBL Business Platform.

WHEREAS, UBL offers a membership program that provides various services and lifestyle benefits to its Champions;

NOW, THEREFORE, in consideration of the mutual promises and covenants contained herein, UBL and the Champions agree as follows:

1. Assistance with Dwelling Rebuilding

UBL agrees to provide eligible Champions with R5,000 worth of vouchers to assist in the rebuilding of their dwelling should it be razed to the ground by fire. The vouchers shall be distributed as follows:

• R4,000 from a building supply company
• R750 from a retailer
• R250 from a supporting Telco company

2. Voucher Allocation

The companies supplying the vouchers shall be at the sole discretion of UBL. However, UBL shall make reasonable efforts to select reputable and reliable suppliers for the vouchers. Fraudulent submissions shall not be accepted and may result in immediate termination of this benefit and potential legal action.

3. Eligibility

This service is an added benefit available exclusively to active Champions who have paid for three consecutive months of membership fees. Champions must maintain an updated and correct dwelling address as recorded on the UBL champion account on the UBL Businss Platform.

4. Fire Prevention and Precaution

Champions acknowledge and understand that this benefit is subject to certain conditions, and it is their duty to take due care and precaution to prevent and mitigate fire risk at their dwelling. UBL shall not be liable for any damages or losses resulting from fire incidents that do not meet the specified conditions.

5. Reporting and Documentation

In the event of a dwelling fire, Champions must report and document the incident with the local authorities. Only incidents that result in the complete razing of the dwelling to the ground shall be eligible for the voucher assistance.

6. Three-Month Waiting Period

This membership benefit has a three-month waiting period, which starts from the date of initial payment and registration. If a Champion misses a payment during the three-month waiting period, the waiting period will begin again.

7. Acceptance of Terms

Champions agree to abide by the terms and conditions outlined in this Agreement and acknowledge that this benefit is a service and lifestyle benefit as part of their UBL membership.

8. Termination and Amendment

UBL reserves the right to terminate or amend this Agreement, in whole or in part, at any time, with or without notice, at its sole discretion.

9. Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising out of or in connection with this Agreement shall be subject to the exclusive jurisdiction of the courts of South Africa.